FAQs

What are your basic eligibility criteria at Loan Short Term?

To be considered qualified for our loan deals; you have to be a New Zealand national, above eighteen. Your income source need to be a regular one and you must have a valid account in your name.

How can I know how much amount I will get through your deals like loans with no credit check and small cash loans?

It is hard to say now, as it comes down to your repayment capacity and requirements. Your income is taken as the benchmark to calculate your loan repayment capacity. Just fill out an application form and submit it to us to initiate the processing procedure. Our consultants will immediately give you a call and will let you know what we can do to help you out.

Do I need to provide collateral?

No, you do not have to! We provide totally unsecured loan deals. So, it does not matter even whether you have valuable assets such as an own house, car etc. We simply do not discriminate our clients on the basis of their possessions. Whether you own valuable assets or not, you make an eligible customer for us.

What if I have bad credit?

We can still offer you financial assistance through our lenders. We are not really worried at all about your bad credit history. Even if you have arrears or you are bankrupt, we consider you as an eligible applicant and see to it that you get hold of quick cash in hand.

I live in my parent’s house. Do I too make an eligible customer for you?

Of course! Where you live is not a concern at all for us. You can be a tenant who has been living in a rented apartment for long or may be living with your parents in their house, it is not our concern. We provide quick money aid to all applicants irrespective of with whom they live.

Do I need to fax you any papers?

No, you do not have to! We provide absolutely hassle free loan service and you simply do not have to fax across any documents or pay slips to us.